Can Foreigners Buy Property in Ghana? [Your Comprehensive Guide]

Dreaming of owning property in Ghana? You’re not alone! Ghana’s real estate market is attracting investors from around the world. However, if you’re a foreigner eyeing a piece of this beautiful country, you might be wondering, “Can foreigners buy property in Ghana?” We’re here to provide you with the answers and guide you through the process. In this blog post, we’ll not only address the question of foreign property ownership but also offer valuable insights into the home buying process, types of land ownership in Ghana, and the property registration process. By the end, you’ll be well-informed and confident about your real estate investment in Ghana.

Can Foreigners Buy Property in Ghana?

The short answer is yes, foreigners can buy property in Ghana! Ghana is known for its welcoming attitude toward foreign investors, and property ownership is no exception. However, there are some essential details and guidelines you should be aware of to navigate the process smoothly.

Types of Land Ownership in Ghana:

Before you dive into the property market, it’s crucial to understand the two main types of land ownership in Ghana:

  1. Leasehold: As a foreigner, you can typically acquire land on a leasehold basis. Leasehold grants you the right to use the land for a specified period, often to 50 years, with the possibility of renewal.
  2. Freehold: While less common, some areas in Ghana allow freehold ownership for Ghanaian citizens. Foreigners can’t own land outright in this manner. However, you can explore leasehold options for long-term use and investment.

The Property Buying Process for Foreigners:

Here’s a step-by-step guide to help you navigate the property buying process in Ghana:

1. Engage a Reputable Real Estate Agent:

Start by partnering with a trusted real estate agency like Floorspace Realty. Our experienced agents can help you find properties that meet your criteria and guide you through the entire process.

2. Property Search:

Work with your agent to identify suitable properties. Tour the properties, assess their condition, and consider their proximity to amenities and your preferences.

3. Price Negotiation:

Once you’ve found the right property, your agent will assist in negotiating the price with the seller. It’s common practice in Ghana to negotiate, so don’t hesitate to seek the best deal.

4. Due Diligence:

This step is critical. Engage a qualified lawyer to conduct due diligence on the property, including verifying the title, surveying the land, and checking for any encumbrances or disputes.

5. Purchase Agreement:

Once due diligence checks out, your lawyer will draft a purchase agreement outlining the terms and conditions of the sale. Review it carefully before signing.

6. Payment:

Transfer the agreed-upon purchase price to the seller’s account. Ensure all financial transactions are conducted through official channels and properly documented.

7. Property Registration:

With the sale concluded, it’s essential to register the property with the Land Title Registry. Your lawyer will handle this process, which includes obtaining the necessary land title documents.

8. Possession and Enjoyment:

Now that the property is legally yours, you can take possession and begin enjoying it. Remember to factor in ongoing property taxes and maintenance costs.

Considerations for Foreign Investors:

  1. Local Partners: While not mandatory, partnering with a local Ghanaian can simplify the acquisition process, especially if you’re considering agricultural or commercial land.
  2. Legal Advice: Engaging a real estate lawyer is highly recommended. They can guide you through the legalities and protect your interests.
  3. Local Customs: Familiarize yourself with local customs and traditions, as they can vary from region to region. Respecting these customs can help establish good relationships within the community.
  4. Taxation: Understand the tax obligations associated with property ownership in Ghana, including property taxes and capital gains tax upon sale.


Foreign investors have the opportunity to own property in Ghana, thanks to the country’s welcoming attitude and legal framework. However, it’s crucial to navigate the process carefully. At Floorspace Realty, we’re here to make your real estate investment journey in Ghana smooth and successful. We offer expert guidance, trusted property listings, and a team of professionals ready to assist you every step of the way.

Ghana’s real estate market is brimming with opportunities, and with the right information and support, you can confidently make your mark in this dynamic sector. Don’t hesitate to reach out to us for all your real estate needs. Your dream property is waiting for you, and we’re here to help you make it a reality.

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